Our primary goal is to help you understand the pension or defined contribution plan that is provided to you by your employer and we are educated on hundreds of different pension systems around the country. Our goal is to leave no stone unturned as you approach retirement and after and that conversation has to start with the simple question, "What will my guaranteed income be in retirement?" We believe the best time to start planning is yesterday, so we often work with clients in the few years leading up to retirement on planning their exit strategy.
One of the biggest concerns for many of our clients is making sure their loved ones are protected when they pass away. Whether that means choosing a survivorship option on your pension or understanding life insurance, we're here to help.
403b, 401k, 401a, IRA...most of our clients are so overwhelmed when they hear these codes that they find it a bit paralyzing. We often hear, "I have something, but I don't even know what it is." and just as frequently, "I have 3-5 different plans, can they all be combined?" While your situation is unique, it's our job to give you the best advice for your particular situation, and we like to start by demystifying any confusion you may have regarding supplemental plans.